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What is a credit reference agency?

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The MyCallcredit service is brought to you by Callcredit.

Callcredit is one of the leading credit reference agencies in the UK. Credit Reference Agencies collect and store details about you and your personal credit history. There are 3 credit reference agencies in the UK; Callcredit, Equifax and Experian.

Callcredit, Equifax and Experian gain information about you and your credit record from various sources including banks, building societies and lenders that have granted you credit.

This information is used to make up your personal credit report. All 3 credit reference agencies allow you to access your credit report as well as your personal credit score. This can be done in one of 2 ways.

Firstly, Callcredit, Equifax and Experian are required by law to offer your statutory credit file, which is sent out in the post.

All 3 credit reference agencies however also offer you the chance to order your credit report online.

For more information on how you can access your personal credit report click here.





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