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Rate tarts see offers drying up

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    People who regularly move their credit card debts to different providers offering zero per cent deals might soon see their options narrowed significantly.
    So-called rate tarts can avoid paying any interest on their debts by taking advantage of introductory offers and then moving their debt before they have to start paying interest. This can be a great way to protect yourself from bad credit, but the industry is getting wise to it.
    According to Nick White, head of personal finance at comparison site uSwitch.com, credit card companies are looking for ways to protect their revenue streams.
    "At its peak there were more than 100 [zero per cent credit card deals] on the market. There are still some companies that offer zero per cent balance transfers, but many have introduced fees."
    There has been talk of credit card companies sharing more information about their customers, meaning that being a rate tart could soon have a negative impact on your credit history.




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