Below are some of the warning signs of ID Theft or Fraud:

• Your regular bank or credit card statements fail to appear
• You notice that some of your mail is missing
• Your credit card statement includes charges for items you have not purchased or ordered
• A debt collection agency contacts you about goods you have not ordered or an account you have never opened
• You receive a telephone call or letter saying you have been approved or denied credit for accounts you know nothing about
• Royal Mail write to your address regarding a mail redirection request you did not make
• Your credit file reveals unauthorised activity which suggests possible identity theft, such as new accounts you did not open, searches by companies you have not dealt with or address links to addresses you have had no connection with. Remember that you will sometimes see the records of people with whom you are financially connected. If you are concerned by any activity on your credit file, report it immediately to the fraud department of the relevant lender