Your credit report is used by lenders to make decisions about whether to grant you credit and services. We do not offer our opinion on how credit-worthy you are.
Lenders use the information held by the three main credit reference agencies including Callcredit as part of their application procedures but other considerations are also taken into account.
The information you provide at the point of application is equally important, as is your existing relationship with the organisation you are applying to. All organisations have their own internal policy on lending and only they can make a decision about whether or not to accept your application.




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