The information we hold on your credit report can relate to where you live, how long you have lived there and whether you have had financial difficulties in the past.
Your credit report will contain information relating to how long you have been registered on the Electoral Roll at your address and show the lenders how many different addresses you have lived at over the past 6 years.
Your credit report will also show any financial problems in the past six years but will not show you as 'blacklisted'. Callcredit holds information on any county court judgments, bankruptcies or insolvencies that have been registered in your name, as well as the dates they were made and whether they are still active or not.
We hold factual information about your finances, which is supplied to us by the majority of the lending organisations in the UK. This shows lenders the type of credit agreements you hold, their available balances and the limits that have been granted to you. If you have experienced difficulties in the past in meeting your payments or are late with your payments this will also be shown.




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