The good news is that there is no such thing as a credit blacklist. If you have been turned down for credit it doesn't mean that you may be turned down if you apply again. Callcredit does not hold a credit blacklist and nor do the other 2 main credit reference agencies in the UK.
So, if you're not on a credit blacklist but you are still getting turned down for credit what's next? The first recommended step is to apply for your credit report. This is where lenders first source information about you so it may give some clue as to why you have been turned down. Click here to order your credit report.
The information that Callcredit holds about you shows lenders how well you have managed your loans and credit cards in the past. You should always check your credit report for mistakes, occasionally the information shown may be wrong and this may be affecting your ability to obtain credit. If it is, we will help put this right for you by working with you and the source of the incorrect information.




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